Terms of Use
Please read the following Terms of Use carefully ("Terms"). This Agreement sets forth the terms and conditions that apply to the use of this Website by the user. Any use of this Website shall be in accordance with these Terms and by agreement the user shall bear the responsibility for his/her actions. If users do not agree with these Terms, the use of this Website is prohibited.

Changes in Terms and Conditions
The Company has the right to change or discontinue any aspect or feature of the Website including, but not limited to, content and availability at any time. The Company has the right to change or modify the terms and conditions applicable to the user’s use of the Website or any part thereof, or to impose new conditions. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on Website, or by electronic or conventional mail, or by any other means by which the user obtains notice thereof. Any use of the Website by the user subsequent to such notice shall be deemed to constitute acceptance by the user of such changes, modifications or additions.

Downloading Intellectual Property
This Website contains copyrighted materials and other proprietary information, including but not limited to, text, software, photos and graphics, some of which is owned by the Company and some of which is owned by third parties. Furthermore, the entire contents of this Website are copyrighted as a collective work/compilation. The Company owns copyright in the selection, co-ordination, arrangement, and enhancement of such content, as well as in the content original to it. The user may not modify, publish, transmit or participate in the transfer or sale or in any way exploit, any of the content, in whole or in part. The user may download copyrighted material for user’s personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material will be permitted without the express written permission of the Company (and the copyright owner if other than the Company). In the event of any permitted copying, redistribution or publication of copyrighted material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. The user acknowledges that it does not acquire any ownership rights by downloading copyrighted material.

Disclaimers and Limitation of Liability
Neither the Company, its affiliates, nor any of their respective employees, shareholder, agents, third party content providers or licensors, warrants that the Website service will be uninterrupted or error free; nor do they make any warranty as to the accuracy, reliability or content of any information, service, or merchandise provided through the Website.

The Website is provided on an "as is" basis without warranties of any kind, either express or implied, including, but limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose, other than those warranties which are implied by law and incapable of exclusion, restriction or modification under the applicable law.

This disclaimer of liability applies to any damages or injury caused by any failure or performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, indirect behaviour, negligence or under any other cause of action. The user specifically acknowledges that the Company is not liable for the defamatory, offensive or illegal conduct of other user or third parties and that the risk of injury from the foregoing rests entirely with the user.

In no event will the Company, or any person involved in creating, producing or distributing the Website be liable for any damages, including, without limitation, direct, indirect, incidental, special consequential or punitive damages arising out of the use of or inability to use the Website. The user hereby acknowledges that the provisions of this section shall apply to all content on the Website.

In addition to the terms set forth above, neither, the Company, nor its affiliates, information providers or content partners shall be liable regardless of the cause or duration, for any errors, inaccuracies, omissions, or other defects in, or untimeliness or unauthencity of, the information contained within the Website or for any delay or interruption in the transmission thereof to the user, or for any claims or losses arising there from or occasioned thereby. None of the foregoing parties shall be liable for any third–party claims or losses of any nature, including, but not limited to, loss of profits, punitive or consequential damages.

Indemnification
The user agrees to defend, indemnify and hold harmless the Company, its affiliates and their respective directors, officers, shareholders, employees, agents and assigns from and against all claims and expenses, including legal fees, arising out of the user’s use of the Website.

Reliance on Information posted
Materials posted on our Website are not intended as advice and should not be relied upon as such. To the maximum extent permissible by law, we therefore disclaim all liability and responsibility arising from any reliance placed on such information.

The Website content
A portion of this Website is supplied by third parties. Any opinions, advice, statements, services, offers or other information or content expressed or made available by third parties, including information providers, are those of the respective author(s) or distributor(s) and not of the Company. Neither the Company nor any third provider guarantees the accuracy, completeness or usefulness of any content, nor its merchantability or fitness for any particular purpose. The Company neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on the Website by any opinion, advice or statement made on the Website by anyone other than employee spokespersons of the Company while acting in their official capacities.

Law
This Agreement shall be construed with the laws of England and the user irrevocably submit to the exclusive jurisdiction of the courts of England.